1) General Information
The models illustrated and pricing issued are all subject to change in design, equipment & in some instances amount. In parts they may even show optional equipment and accessories not fitted as standard along with model alterations in line with the manufacturer guidelines. For precise information on all model features, exact levels of standard or optional equipment please contact Silverstone Vehicle Management Limited.
2) Online Pricing & Special Offers
Within our website offers are always subject to manufacturer pricing or VED (Vehicle Excise Duty) alignment & may also be subject to change or withdrawn without prior notice & at anytime.
As with any credit agreement all offers are subject to status, not an offer by us capable of acceptance by you & will be subject to acceptance by an underwriter – further details are available on request.
New vehicle Business Contract Hire pricing is displayed with a variation of monthly terms clearly shown with an initial payment followed by subsequent monthly rentals. In some instances Personal Contract Hire pricing may also be displayed with a variation of monthly terms clearly shown with an initial payment followed by subsequent monthly rentals.
Annual mileage bandings are typically shown at 10000, 15000 or 20000 miles per year & without maintenance, other terms & mileages are available upon request (or unless clearly stated within www.s-vm.co.uk or written quotation & subsequent order).
For the avoidance of doubt all subsequent written quotations issued by our company are valid for 14 days from the date of issue but may only be valid while stocks last & are always subject to status, guarantees may also be required.
Annual road fund licence (excluding any future increase to VED bandings) is included in the monthly rental for the duration of the contract (or unless clearly stated within a written quotation or subsequent order or as part of a conditional credit approval).
Silverstone Vehicle Management Limited does not have any hidden charges, administration or credit arrangement fees (or unless stated within a written quotation or subsequent order & as part of a conditional credit approval).
All mainland UK new car deliveries are free of charge & will be driven to their destination, clients should expect “Delivery Mileage” upon receipt. Transported deliveries may be available upon request at an additional cost payable by you.
3) Silverstone Vehicle Management Limited – How do we determine “Fair Wear & Tear”?
Upon request a detailed classification of deemed “fair wear & tear” throughout the life of the agreement & at the contract end inline with BVRLA expectations is available upon request, please ask for our “fair wear & tear guide”.
4) Silverstone Vehicle Management Limited – Data Protection Statement
Silverstone Vehicle Management Limited takes both the collection & protection of your business &/or personal information extremely seriously. Silverstone Vehicle Management Limited declares that all information will be treated confidentially and in accordance with the legal provisions concerning data protection.
Silverstone Vehicle Management Limited will not use the personal information collected on this website for any other purpose than individual customer care, the supply & delivery of your written quotation already requested & to assist with the ongoing prevention of fraud. For this purpose the information you submit may be stored and processed by Silverstone Vehicle Management Limited.
Under data protection laws you are entitled to request a copy of the personal data that we hold about you. If you wish to request your personal data, please contact us. No fee is charged in the first instance. If excessive requests are made a fee will be charged.
Registration Reference : Z8523015
5) Silverstone Vehicle Management Limited – Complaints Handling Procedure
It is the aim of Silverstone Vehicle Management Limited to provide a very high standard of service to every client. It’s important to us that all complaints are resolved as quickly as possible and to the complete satisfaction of our clients.
This policy explains how we will deal with any complaints. It also tells you what you can do if you think your complaint has not been resolved to your satisfaction.
If you have a complaint about any aspect of our service then we would like to hear from you. You can contact us by telephone or in writing and your complaint will be resolved in the shortest possible time;
Compliance Manager
Silverstone Vehicle Management Limited
Unit 2
Nexus Capitol Park
Capitol Court
Barnsley
S75 3UD
Or call 01226 286522
To help us to investigate and resolve your concerns as quickly as possible, you should in the first instance contact the department with which you have been dealing. To help us resolve your problem you should provide the following information:
– Your full name and contact information
– Full details of your complaint
– Your agreement details
– Details of what you would like us to do to put things right
– Photocopies of any relevant paperwork
We will try to resolve your complaint immediately; however, sometimes this may not be possible. In the unlikely event that we are not able to resolve your complaint by the end of the next business day, we will keep you informed of the progress of our investigations and provide our final response in writing providing our findings and the action to then take.
If you have a regulated consumer contract with us and are not satisfied with our final response, you may be eligible to refer the matter to the Financial Ombudsman Service. You must do this within six months of our final response. www.financial-ombudsman.org.uk/contact/index.html
The customer may also contact the BVRLA Conciliation Service as an approved Alternative Dispute Resolution service. Details can be found at www.bvrla.co.uk or by contacting complaint@bvrla.co.uk
6) Silverstone Vehicle Management Limited – Credit Brokerage
Silverstone Vehicle Management Limited is an independent finance broker with access to a representative range of financial products for the purposes of vehicle financing. Lenders may pay us for introducing you to them. Silverstone Vehicle Management Limited is not an IFA nor offers qualified tax advice & any general information is no substitute for your own qualified tax or legal advice.
7) Silverstone Vehicle Management Limited – Consumer Credit Licence
Silverstone Vehicle Management Limited & Financial Conduct Authority
Silverstone Vehicle Management Limited is Authorised and Regulated by the Financial Conduct Authority. Our firms registered number or “FRN” is 650940
You can find out more about the Financial Conduct Authority via http://www.fca.org.uk/
A copy of our licence is available for viewing at our registered office address.
8) Credit
Nobody has the right to credit. Before giving you credit, lenders such as banks, loan companies and shops want to be confident that you can repay the money they lend. To help them do this, they may look at the information held by companies called credit reference agencies.
If personal information held about you is incorrect or out of date, it could lead to you being unfairly refused credit.
What are credit reference agencies?
Credit reference agencies (CRAs) give lenders a range of information about potential borrowers, which lenders use to make decisions about whether they will offer you credit or not. They hold certain information about most adults in the UK.
The three main consumer credit reference agencies in the UK are Callcredit, Equifax and Experian.
Most of the information held by the CRAs relates to how you have maintained your credit and service/utility accounts. It also includes details of your previous addresses and information from public sources such as the electoral roll, public records including county court judgments, and bankruptcy and insolvency data.
The information held by the CRAs is also used to verify the identity, age and residency of individuals, to identify and track fraud, to combat money laundering and to help recover payment of debts.Government bodies may also access this credit data to check that individuals are entitled to certain benefits and to recover unpaid taxes and similar debts.
The information that credit providers and other organisations provide to credit reference agencies about you, your financial associates and your business (if you have one) may be provided to other organisations and used by them and credit providers to:
(a) help make decisions, for example when:
(i) checking details on applications for credit and credit-related or other facilities;
(ii) managing credit and credit-related accounts or facilities;
(iii) recovering debt;
(iv) checking details on proposals and claims for all types of insurance;
(v) checking details of job applicants and employees; (b) detect and prevent crime, fraud and money laundering. (c) check your credit history; (d) verify your identity if you, or someone financially linked with you, applies for services; (e) trace your whereabouts; and (f) undertake research, statistical analysis and systems testing.
If a credit providers needs to make a credit decision when you apply for a credit-based product or service (e.g. mortgage, personal loan, credit card, or current account) or to review the amount of credit it provides under an existing agreement, such as an overdraft, your records will be searched, along with those of anyone who is financially associated with you such as your spouse or partner. The CRA will keep a record of this search and place a “footprint” on your credit file, whether or not the application proceeds.
We have systems that protect our customers and ourselves against fraud and other crime. Customer information can be used to prevent crime and trace those responsible. We will share your personal information from your application with fraud prevention agencies. If false or inaccurate information is provided and fraud is identified, details of this fraud will be passed to these agencies. Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to prevent fraud and money laundering.
We will ask you to provide physical forms of identity verification (generally a valid UK Driving Licence, or a valid UK passport) when you apply for credit.
Credit reference agencies are licensed by the Financial Conduct Authority.